' . "\n"); ?> 5 Considerations To Computing Your Car Insurance Premiums

Article Directory

Use our Article Directory to read up on a variety of subjects such as Finance, Insurance, Real Estate, Business, Network Marketing, Diet, Health, VOIP, and Internet. The hundreds of topics are as varied as Home Finance, Real Estate Law, How To Network Marketing, Affiliate Programs, Real Estate Buying and Selling Tips, Quick Diet, Diet Affects, Car Insurance, Business Insurance, Business Debt Consolidation, International Health Insurance, Internet Conferencing, Internet Marketing, Voice Over Internet Protocol, and many, many more.

Free Website Content

Your hunt for quality articles for your website or ezine has paid off! Start using our Article Directory right now. Thousands of quality articles in many categories, all free to use, provided you include the complete article as is, unaltered in any way. This includes the Bigeuniverse link at the bottom of each article. Browse now and help yourself to our Free Information and Free Website Content. Then bookmark us to get our frequent updates. Or make us your homepage for articles, news, virus alerts, weblogs, internet tools, and more!
Directory: Business


Free Website Content

5 Considerations To Computing Your Car Insurance Premiums

Justin Koh



Have you ever wonder why car insurance costs vary from one car insurance company to the other? This is due to the different type of computation factors that car insurance companies use to derive the car insurance cost. Based on the answers that you replied to the car insurance company, they will add or discount the cost before arriving at a final price for your car insurance. Thus, it is important for you to shop around first before you commit yourself to a particular car insurance company as different companies take a different view of the various high risk factors. We will look at some of the factors that car insurance companies take into considerations.

1. Having a clean driving record.

Without a doubt, car insurance cost would increase if you have been convicted of a driving conviction. Thus, it pays to be a safe driver so that unnecessary costs won't be incurred.

2. Adding additional drivers to the policy

By adding additional drivers to the policy, extra premiums will be added. Thus, do not add in drivers into the policy just because you think that this person might be using the car in the future. Consider carefully whether it is necessary to add this person into the policy.

3. The age and gender of the driver

If the driver is under the age of 25 the rate will mostly likely be fairly high. This is due to the lack of driving experience. Usually, you will need to have over three years driving to be quoted a lower rate. Also, a single male driver rates higher than a single female. This is because males are rated as a higher risk to car insurance companies.

4. Your credit report history.

Most car insurance companies take into account of your credit history. Paying your bills on time and maintaining a good credit history will allow you to enjoy lower car insurance cost.

5. Anti-theft alarm

Fix up an electronic central locking and alarm on your car. Discount could be given by insurance companies when you have anti-theft devices install in your car.

About The Author

Justin Koh is the original contributor of this article for http://www.carinsurancecentral.info.

You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.

info.support@gmail.com


Courtesy of bigeuniverse.com
Permalink: Permalink | More like this : Business
 Google Ads below
 
Powered By Big E Universe      © 2005-2007 bigeuniverse.com     
 
 
 
articles icon: article this page
icon typewriter for articles