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Millions of Americans in 1999 without health insurance: 43 Percentage of Americans in 1999 without health insurance: 16 Biggest group of uninsured workers: Childless single workers Percentage of U.S. population with employment-based health insurance: 62 Percentage of uninsured Americans who work or live with workers: 80 Percentage of uninsured workers who work full-time: 71 Percentage of uninsured workers who work part-time: 29 Percentage of uninsured workers in firms with fewer than ten employees: 25 Percentage of uninsured workers in firms with more than 100 employees: 43 Percentage of uninsured workers who earn less than /hr: 43 Percentage of uninsured workers who earn less than /hr: 69 Cost of a typical family coverage policy in 2001: ,800 Annual income of a 4-person family at 200% of the poverty line in 2001: ,300 Percentage of family's ,300 income needed to pay for insurance: 19 Percentage of family's ,300 income needed for insurance with 00 subsidy: 14 Percentage of uninsured workers with low incomes (below 200% of poverty line): 59 Percentage of uninsured workers whose employers don't sponsor insurance: 59 Percentage of uninsured workers who aren't eligible for their employers' plan: 21 Percentage of workers in retail whose employers don't offer insurance coverage: 61 Percentage of workers in construction whose employers don't offer: 63 Percentage of workers in manufacturing (durables) whose employers don't offer: 91 Percentage of workers in professional services whose employers don't offer: 80 Percentage of workers in personal services whose employers don't offer: 46 Size of firms least likely to offer health insurance: fewer than 10 employees Percentage of full-time workers (more than 35 hours) offered coverage: 85 Percentage of part-time workers (20-34 hours) offered coverage: 43 Percentage of part-time workers (less than 20 hours) offered coverage: 20 Percentage of poor workers in single-earner families who decline offer of coverage: 25 Percentage of high income workers in single-earner families who decline offer: 5

Adapted from Workers Without Health Insurance: Who Are They and How Can Policy Reach Them?
Bowen Garrett, Len M. Nichols, and Emily K. Greenman, The Urban Institute, 2001.

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